Regal Assets Review

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Have you have been looking for a company that can help guide you through which gold and silver products are the best for you to invest in?  If so, you will want to see what Regal Assets offers. Their staff is experienced and knowledgeable, with over 30 years in this field.

They help consumers make the most of their investments with precious metals like gold, silver, platinum, and palladium. Understanding the industry can sometimes seem like an impossible task for someone who does not work. Regal Assets make it simpler for new entrants to invest in precious metals.

Before we get started with this review:

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Regal Assets Background

regal assets homepage

This company specializes in precious metals investing, specifically Gold, Silver, and Platinum. They are one of the few companies in the industry with an A+ rating with the BBB and not a single complaint on file for the last three years.

 Regal Assets has recognition by Forbes, Smart Money, and is among America's fastest-growing companies. The company got featured on CNBC and Bloomberg TV for their work in helping investors diversify their portfolios with Gold and Silver.

The Regal Assets team is led by Tyler Gallagher (CEO). He founded the company in 2009 right out of his dorm room at UCLA. Since then, he has assembled a top-notch team that has grown Regal Assets into one of the most trusted companies in the industry today. 

 Tyler has appeared on Fox Business News, Bloomberg TV, and Money Metals Exchange to discuss gold and other precious metals investment trends.

Why Choose Regal Assets?

At Regal Assets, they pride themselves on their award-winning customer service and professionalism. They are a trusted partner to many of the most successful entrepreneurs globally and provide the same high level of care and dedication to our clients.

They understand that investing in physical metals or digital currency can be confusing, especially for those new to alternative investments. They provide their clients with expert advice from theirr dedicated team of specialists who are happy to help you make sense of the market and answer any questions you may have about investing in precious metals or cryptocurrency IRAs.

Pros and Cons

PROS

  • Regal Assets also offers self-directed IRAs, which allow you to diversify your retirement portfolio by investing in real estate, private placements, and more.
  • Regal Assets has a team of experts who can help you decide which metals to buy
  • Your IRA is backed by precious physical metals held in a vault. You can even see the vault.
  • Regal Assets also offers self-directed IRAs, which allow you to diversify your retirement portfolio by investing in real estate, private placements, and more.

CONS

  • Regal Assets charges an annual fee of $250 for its custodial service, which is more than most other companies charge.
  • It's only possible to invest in gold, silver, platinum, and palladium with a precious metals IRA through Regal Assets.

What is a Regal IRA?

steps to create an ira

 This retirement account allows you to invest in alternative assets, such as real estate, precious metals, and privately owned businesses. These investments can provide higher returns than stocks or bonds but carry more risk.

Here are three categories of investments you can make through a Regal IRA:

Real estate: You can use a Regal IRA to own investment properties, including residential homes and commercial buildings. Real estate has the potential for significant appreciation and monthly income from tenants, but it also requires work to maintain.

Precious metals: Gold, silver coins, and bars are the standard investments in IRAs, but they're not the only ones. You can also invest in collector coins and rare art or wine. The IRS has specific requirements for what qualifies as a precious metal investment in an IRA.

Private businesses: This includes startups and established private companies. Many small-business owners are happy to have investors buying into their company because it can help them grow without taking out loans that include high-interest rates and monthly payments.

Why a Regal IRA?

 There are plenty of reasons to open an IRA, and there are even more places to do it. You can go to a traditional bank or use a robo advisor. You can even open one at home using your favorite online broker. Before you open that account just anywhere, think about what makes the Regal IRA unique.

 An investment manager or financial planner does not manage a self-directed IRA. The account holder manages it. This allows the individual to make all the decisions regarding their investments.

 A self-directed IRA custodian like Regal Assets will provide the required account administration, but the individual makes all the investment decisions.

At Regal Assets, they take specialization seriously. As experts in the world of retirement accounts, they can offer benefits to our clients that others simply cannot.

For example:

  • Ability to invest in alternative assets like real estate and cryptocurrencies.
  • They don't charge any fees for opening a new account or maintenance once it's up and running.
  • A Regal IRA offers more than just tax-deferred growth.
  • You can have peace of mind knowing that your money is in an institution with a long-standing history of success and stability.
  • The people at Regal are always willing to help you find the right plan for your needs. They make investing easy.
  • They make it easy for you to convert existing accounts so that you can take advantage of our offerings with minimal hassle.

In short, it's their unparalleled expertise in all things retirement-related that makes us the best choice for your IRA needs.

What Assets Can be Held in a Regal IRA?

 There are a lot of different kinds of assets that are allowed in a Regal IRA, including:

  • Real estate
  • Trust deeds and mortgages
  • Raw land
  • Rental properties
  • Commercial real estate
  • Residential real estate
  • Foreign real estate
  • gold
  • silver
  • collectibles
  • mortgages and notes (including acts of trust)
  • tax liens and tax deeds
  • private mortgages
  • cryptocurrencies like Bitcoin, Ethereum, and Litecoin

IRA Costs

There are several costs involved when you open a Regal IRA. These costs include fees they charge, fees charged by mutual funds, and the fees you may pay if you use our professional investment management services.

Regal IRA account opening and annual maintenance fee

You pay a one-time $25 account opening fee, and an annual $25 maintenance fee for each new or existing IRA account. With a Regal IRA, you can invest in any 15,000 mutual funds available on Regal Direct, many with no transaction fees.

Transaction fees (front-end sales loads)

You may have to pay a transaction fee when buying certain mutual funds. Transaction fees range from 0% to 8.5%. Some mutual funds waive their transaction fee for Regal IRA accounts. Mutual fund companies decide whether they will waive the transaction fee for IRAs; we do not control that decision.

Exchange fees (back-end sales loads)

If you sell a fund within one year of buying it, you may have to pay an exchange fee of up to 2% of the amount exchanged to the fund company. For example, if you sell $10,000 of shares within one year of buying them, you may have to pay

What are the Rollover Rules?

 When you move your retirement savings to a Self-Directed IRA, you must be careful not to violate the IRS Prohibited Transaction rules. An example of the rule is as below:

The 60-Day Rollover Rule

 If you are rolling over your IRA or 401(k) funds into a new Self-Directed IRA, you have 60 days from the day of receipt of the funds to complete the rollover. Once your funds get received in your new IRA, you will have 60 days to complete the rollover.

 If you do not meet this time requirement, your rollover will be considered an early distribution and subject to taxes and penalties.

 There is no limit on how many times you can do a rollover within 12 months with an IRA. However, only one rollover is allowed for a 401(k) within a 12-month period.

How to Open an Account

 To open an account with Regal Assets, there are a few simple steps you must follow:

 First, your account representative will give you a call to talk about your investment goals and answer any questions you may have.

 Once you decide to invest with Regal Assets, your representative will email over the required paperwork for you to fill out. Law requires the paperwork to open an IRA or 401(k) account.

 After you fill out the paperwork, your account representative will call you again to go over it. Then they will send it over to the processing department, who will prepare everything and send it back to you. You can then sign the forms using the electronic signature feature and upload them back into our system.

 Once we receive your signed documents, the processing department will contact the custodian on your behalf, reaching out to you within 7-10 business days to schedule a brief phone interview.

 The custodian's interview is a quick and easy process that simply verifies that all the information on file is correct. After that, all there is left to do is fund your account!

Investment Packages

 Regal offers three types of investment packages which are:

Regal Savings Account

The Regal Savings Account is a high-yield savings account that qualifies for FDIC insurance. It can be opened with an initial deposit of just $1 and maintained with a minimum balance of $1.

Key features of the account:
  •  A variety of investment levels ranging from Starter ($5,000 to $49,999) to Platinum ($500,000 or more). The interest rate on your account will depend on the amount of money you invest.
  •  FDIC insurance up to $250,000 per depositor per bank. Ally Bank is a Federal Deposit Insurance Corporation (FDIC) member, which provides this insurance coverage.
  •  No monthly maintenance fees.

Regal Current Account

 It provides you with the much-needed flexibility to manage your finances at your own pace. It is an ideal current account for regular transactions and daily banking needs, and it comes with a checkbook for greater convenience.

 Features: 

  • Minimum opening balance of N50,000 only.
  • No minimum monthly balance requirement 
  • Free e-mail and SMS alerts for every transaction 
  • Free Debit MasterCard for cash withdrawals and purchases 
  • Free quarterly statement 

The Regal Fixed Deposit Package

This fixed deposit investment package allows you to invest as low as $500. You need to sign up, choose an investment plan, and make your deposit. The company will then trade your funds and pay you a daily ROI based on your chosen plan.

  • All Regal Fixed Deposit Packages have a 2-year maturity date and generally offer daily returns of up to 3%.

Reviews, Ratings, and Complaints

  • They are professional and pay attention to minor details. This is important when dealing with large amounts of money.
  • The process is explained in great detail, and any questions get answered promptly in a way that is easy to understand. At no point do you feel confused or without information.
  • The paperwork involved in the transaction is extensive but understandable, and all in all, it is processed without any significant issues.
  • The price of my precious metals held up despite significant market fluctuations (even though there was some downside).
  • When I finally decided to liquidate my holdings, I completed the transaction quickly and efficiently.

Storage Options

 Regal Assets offers a wide range of storage options for your gold and silver. You can choose between segregated, allocated, or unallocated storage. Here is a quick rundown of the differences:

Segregated Storage

 This option provides you with the highest level of security available. They will store your precious metals in a dedicated depository vault (barring access from other customers), and you can have your holdings audited at any time.

Allocated Storage

 Metals get stored in a vault under Regal Asset's name, but you will still own 100% of them. This is the most popular choice as we provide full custody of your investment. The storage fees are also lower than segregated storage.

Unallocated Storage

 Regal Assets purchases gold and silver on behalf of its clients and stores them in their name within the London Bullion Market Association (LBMA). However, they do not hold any physical bullion themselves. This option is suitable for clients who want to trade precious metals rather than physically store them.

Benefits of Storage

Regal Assets offers many unique benefits from other precious metals and cryptocurrency IRA providers. Some of these benefits include:

  • Free shipping for all orders and secure storage for all bullion
  • Very competitive pricing, with discounts of up to 3% off spot price on gold and silver purchases
  • 100% customer satisfaction guarantee and a buyback policy on all gold and silver bars (but not coins)
  • A wide range of gold, silver, platinum, and palladium products in different weights, including small coins and bars that are perfect for new investors
  • The option to use your retirement funds to purchase cryptos like Bitcoin, Ethereum, Ripple, Litecoin, and Bitcoin Cash through a self-directed IRA
  • List Element

 Regal Assets' storage options provide the following benefits:

No Carrying Costs: You won't have to pay for insurance, tax liability, or other additional costs associated with physical precious metals ownership.

Security: Storage facilities are guarded 24 hours a day and equipped with high-tech security systems that monitor the facility. Precious metals get audited regularly, and vault locations are inspected for quality control—your account gets insured against theft, loss, or damage.

Request a Free Investment Kit

 You can request a free investment kit from Regal Assets by completing a form on the company's website. The information provided in the kit is designed to help you learn about investing in gold and other precious metals.

The investment kit is available by request only and cannot be purchased.

Conclusion

 All-in-all, Regal Assets is a decent company with a lot of services to offer. Whether you're planning on investing in precious metals or diversifying your IRA portfolio, they can help.

And if other users' experiences are anything to go by, they'll walk you through the entire process with minimal hassle. 

As we have outlined in this review, Regal Assets is not a scam, they are a legitimate company, but they are not the best if you are looking to invest your 401k or IRA in physical precious metals.  

There are much better companies for this that we have written about extensively on this website.

You can get a Free Gold Investors Guide from our top gold and precious metals company recommendation by clicking the link above or you can read our article of the top companies we reviewed this year:

Click Here for Our List of the Best Gold IRA Companies to Invest With

Or, if you like what you have read about Regal Assets, you can go to their website below:

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